Description

• Makes loans to creditworthy members and eligible prospective members by viewing the application after credit reports are run and direct verifications made.
• Makes a capacity analysis, books out collateral values.
• Makes a credit decision or refers to the Loan Review Committee with appropriate recommendations.
• Makes consumer loans to members.
• Ensures that the office is open and ready to conduct business each business day and assumes overall administrative responsibility for operation of the office.
• Ensures the office and grounds have a neat, clean appearance.
• Sets the example as a leader in all aspects of his/her duties. 
• Ensures the branch reflects an efficient, orderly, and professional organization. 
• Determines and/or recommends equipment and staffing needs, recommends hiring, disciplinary actions and termination of employees.
• Monitors performance for compliance with laws, regulations, policies, procedures and internal controls. 
• Promotes the credit union within the community.  
• Assists in the Business Development of the branch office within the community.
• Helps solve problems when called upon or needed in the clerical operations of the lending and/or teller functions.

Requirements

• Minimum of two years’ experience as a consumer loan officer for a Credit Union or other financial institution.
• High School diploma with four-year college degree preferred.
• Personal computer, basic office equipment.
• Ability to meet, speak and deal effectively with people in person and over the telephone, being professional always. Must be comfortable and effective in marketing the credit union services within the community.  Must maintain a neat and professional appearance.
• While the following list is not exhaustive and may be supplemented, identified physical requirements include ability to operate normal office equipment. Some lifting not to exceed 25 lbs.